Retire on a plan, not on a guess.
Get the guide
The Retirement Tax Rules Most People Learn Too Late
The free Paradigm Retirement Guide 2026: keep more of what you have saved, in plain English.
Written for people approaching or already in retirement. Learn the rules that quietly drive your tax bill, before they cost you.
- Keep more of what
you've saved - Turn savings into
income that lasts - Avoid costly RMD
and tax surprises
Get the Free Retirement Guide
Enter your info to get the guide instantly.
★★★★★
“Their tax strategies are unique and something I have never heard of from my CPA.”
- RMDs
& IRMAA - Roth conversion
playbook - The widow's
tax - Social Security
for couples - Life insurance
& annuities - Wills
& trusts - State taxes
at death - 2026 numbers
& organizer
A quick hello
Meet Scott in about a minute.
Hear who the guide is for and why Scott wrote it, then grab your free copy.
Get my free Retirement GuideInside the guide
- Pages
- 182
- Pages
- Chapters
- 33
- Chapters
- Planning toolkits
- 5
- Planning toolkits
Free · Delivered instantly · Educational content only.
What you'll learn
The rules that decide how much of your retirement you keep.
RMDs and IRMAA
How to keep required withdrawals and IRMAA from quietly raising your taxes and Medicare premiums.
The Roth conversion playbook
When converting can make sense, walked through with a worked example.
The widow's tax
Why taxes can rise after a spouse passes, and what couples can do while both are living.
Social Security for couples
How claiming timing for both spouses shapes your lifetime income.
Life insurance and annuities
Protection, access to money and the trade-offs, explained honestly.
Wills, trusts and state taxes
Ownership, estate documents and state taxes in retirement and at death.
Plus five planning toolkits (A to E), the Paradigm Retirement Scorecard, 2026 numbers at a glance, a planning calendar, worksheets and a family organizer.
Take a look inside
Real pages from the 2026 edition.
2026 numbers at a glance
The cover
The Paradigm Retirement Scorecard
Who this guide is for
Approaching retirement
You want a plan for income and taxes before you stop working, not after.
Already retired
You want to keep RMDs, Medicare premiums and taxes from eating into what you saved.
Business owners and professionals
You have more moving parts and want them working together in one plan.
Meet Scott
Wall Street strategy, Main Street clarity.
“Retirement isn't about hitting a number. It's about consistency, confidence, and control.”
My parents worked at Hormel and Shasta. Money was never abstract in our house; it was the difference between steady and stressed.
I entered financial services in 2016 to give people the clarity my own family never had: a full picture of where they stand, and a spending plan their nest egg can actually support.
I founded Paradigm Capital Group to bring institutional-grade thinking to everyday families, explained in plain English and with total transparency.
What clients say
“Scott and his team took the stress out of planning for retirement. They handled everything from guaranteed income for life for me and my wife to estate and legacy planning. Very happy.”
Dan M.
Retired, American Airlines
“Scott handled my life insurance and used a unique strategy that will provide supplemental tax-free income for me in retirement. 5 stars.”
Mark W.
Client
“Very professional and knowledgeable. Their tax strategies are unique and something I have never heard of from my CPA. Highly recommend.”
Stephen M.
Client
Questions
Is it really free?
Yes. The Paradigm Retirement Guide 2026 is free, with no cost and no obligation.
How do I get it?
Enter your full name and email in the form above and the guide is delivered right away.
Who wrote it?
Scott Whatley, Co-Founder and President of Paradigm Capital Group, based in Wesley Chapel, Florida (Tampa Bay) and serving families, business owners and professionals nationwide since 2016.
Is this financial advice?
No. The guide is educational content only; it is not tax, legal or investment advice. Scott Whatley is a licensed insurance agent and may receive commissions on insurance products.
Retire on a plan, not on a guess.
Free · 182 pages · 33 chapters · 5 planning toolkits.